FinoviaPay
Licensed & Regulated—
Verified location
99.99%Uptime
1.2 M+Active Users
256-bitSSL
Open a European IBAN in minutes. Manage multi‑currency payments, issue cards, and streamline your finances with enterprise‑grade security.
The same tools Fortune 500 companies use—now in your pocket.
Accept funds via SWIFT, SEPA, ACH, FPS and local rails at competitive FX.
Dedicated EU IBAN supporting EUR, GBP and USD with SEPA Instant capability.
Issue virtual & physical cards in seconds—set limits, freeze or delete anytime.
256‑bit AES encryption, biometric login, 24/7 fraud monitoring & PCI‑DSS L1.
Real‑time dashboards, predictive cash‑flow and automated categorisation.
45 ms avg latency—issue cards, trigger payouts & reconcile via webhooks.
Open your FinoviaPay account in just three simple steps.
Register in minutes using your email and mobile number. No branch visits required.
Complete eKYC by uploading your ID and proof of address — secure and compliant.
Receive your European IBAN, create cards, and send/receive payments worldwide.
FinoviaPay offers three distinct account types, each designed to meet the needs of individuals, freelancers, and businesses worldwide.
Ideal for personal banking and everyday money management. Send and receive payments, enjoy a secure wallet, and access a free virtual debit card instantly.
Tailored for professionals and entrepreneurs. Generate invoices, receive global payments in multiple currencies, and track income with advanced insights.
Built for companies of all sizes. Enable multi‑user access, issue corporate cards with spending controls, and integrate seamlessly with ERP and API systems.
Secure, regulated, and built to earn your trust — every transaction, every time.
Fully compliant with European Central Bank regulations and supervised under AML/CTF standards.
Customer funds safeguarded by EU deposit guarantee schemes — protection up to €100,000.
256‑bit AES encryption, biometric authentication, and 24/7 fraud monitoring for maximum protection.
PCI‑DSS, GDPR, and ISO‑aligned processes to keep your data and transactions private and secure.
Don't just take our word for it — hear what our customers say.
"FinoviaPay made it effortless to receive payments from international clients. Transparent, fast, and reliable."
"Virtual cards transformed how I manage online subscriptions. Full control with zero hassle."
"Scalable banking for growing companies. Our team operates seamlessly with FinoviaPay business accounts."
Everything you need to know about opening and using your FinoviaPay account.
Fast, secure and responsive help for Individuals, Freelancers & Businesses.
Instant answers from our support team.
Detailed assistance & ticket-based resolution.